FIRST TIME HOME BUYERS
BUYING YOUR FIRST HOME IS EXCITING AND IT SHOULD BE!
Congratulations, you are ready to buy your first home! At Team Kristen Schramme we love working with 1st time home buyers because it’s the start of a new beginning. Together we’ll sit down and go over every step and process so you never have a question of concern. As top Realtors in San Antonio we’ll help you pick the right kind of home that will grow with you and we’ll make sure you never buy a home without you having complete confidence that it’s the right one for you!
FIRST TIME CONSIDERATIONS:
- CHECK YOUR CREDIT: Protect yourself from surprises during the qualification period. A 580 score is a good start.
- CASH FLOW: Your assets vs. liabilities will help determine what size mortgage you should take on each month.
- PAPER WORK: Lenders request two current pay stubs, 2 years W-2’s, tax returns & past two months of bank statements.
- DOWN PAYMENT: The more you invest early will reduce your monthly payment. Think smart. Leave yourself financial room.
WHAT YOU NEED IN A REALTOR:
NEED A GOOD COMMUNICATOR? HERE WE ARE!
We stay in close communication during the whole process and we’ll answer every question that you may think is ‘a stupid question’ because you’ve never been though the process. By the end of the sale you’ll be an expert in home buying and we can’t wait to add you to our family!
NEED TO SEE HOMES IN THE EVENING? NO PROBLEM!
Everyone works during the day so we will be ready to show you after hours and during the weekends.
NEED TO SEE A HOME MORE THAN ONCE? THAT’S EASY!
We’ll schedule multiple showings so that you can take a closer look at the home you are very interested in. Bring family that missed it the first time and take measurements of the home to make sure it’s the perfect size for your belongings.